2021 New Year’s Resolution To Help You Get Your Dream House
- by admin
- January 11, 2021
- Home Buying Tips | Tips
The new year is like hitting the reset button and starting fresh. It is also a great opportunity to start creating new goals that you want to achieve throughout the year. And if one of your goals in life is to have your own house and lot, 2021 is a great time to plan on how you can achieve that.
And to help you in acquiring your dream home this year, here are some useful tips that you can add to your new year’s resolution this 2021.
1. Track your spending
Buying a house and lot is very expensive. That is why you need to save as much money as possible. One way that you can save effectively is by tracking your spending. By tracking or monitoring your spending, you will be able to understand how you spend your money. Moreover, you’ll be able to know where your money is going. Once you know where your money is going, it would be easy to cut costs so that you can save enough for your dream home.
2. Save for down payment
The first thing that you need to save for is the down payment. This is the first thing that you need to pay in order to acquire a property. To help you in saving for the down payment. You can cut some unnecessary spendings like streaming subscriptions, eating out, gym memberships, etc. You also need to create a budget and a money saving plan and make sure to stick to it.
3. Improve your credit score
One of the things that will help you acquire a property is if you have a good credit standing. If you plan to get a housing loan on Pag-IBIG ensure that you don’t have an outstanding loan that needs to be settled right away. Same with getting bank financing, check your credit score if it is good or not.
4. Avoid increasing debt
Since your goal is to acquire property, you need to avoid debt at all costs. Moreover, you need to settle if you have any. Remember, you need to have a good credit rating so housing loan providers can grant you funds for your dream home.
5. Begin house hunting
As early as now, look for the best house and lot property. You can search the internet for property listings or simply browse within our website for the best house and lot properties in Angeles City, San Fernando, Clark, Mabalacat City, and other major cities in Pampanga. During your house hunting, compare prices, locations, and other important details. It would also help to take photos. (For free site tripping on Mansfield Residences and Timog Residences in Angeles City, call/text 0918-963-6760)
6. Hire a reliable real estate agent
One of the goals that you need to do to help you in acquiring your dream home this 2021 is to hire a trusted and licensed real estate agent. A real estate agent will be the one to assist you in everything that you need when buying a property.
If you need help, we, at I Am A Homeseller is always here to guide first time buyers in their home buying journey. We are a licensed real estate broker and we have a good list of property listings from premiere locations. We also offer free site tripping and housing consultation. Simply message us on Facebook or call/text 0918-963-6760.
May your dream home come true this 2021!